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The housing market was very active in 2016 and in the first half of 2017. The recovery is mainly linked to two factors: extremely low mortgage lending rates, which are now starting to edge up, boosting sales through a windfall effect; and the new-build stimulus plan with the Pinel scheme and the strengthening of the PTZ interest-free loan. Is this strength likely to persist, at a time when lending rates are timidly embarking on an uptrend? Two main scenarios seem possible, in our view.
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